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Dental Finance in Birmingham

0% Finance is available up to 12 months

Try our online dental finance calculator

Considering Dental Treatment But Worried About The Cost?

Here's how flexible financing can help you achieve your dream smile:

the Cost

 Don't let finances hold you back. Our flexible payment plans allow you to comfortably budget for your desired treatment, ensuring a stress-free journey towards a healthier smile.

Wider Treatment Choice

Financing opens doors to a broader range of dental treatments. Choose the perfect option for your unique needs and goals, whether it's preventative care, restorative procedures, or cosmetic enhancements.


We understand that finances are personal. Our variety of credit and payment plans offer flexibility to fit your individual circumstances, making it easier to invest in your oral health.

Upfront Deposit

Start your treatment journey without a large upfront payment. Our no initial deposit option allows you to prioritise your smile without worry.

V12 Finance

V12 Retail Finance Limited act as a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the amount of credit taken out. V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority for regulated credit products. Registration number: 679653. Not all products or services offered by V12 Retail Finance Limited are regulated and therefore do not offer the protections of the regulatory system. The product referred to in this financial promotion is not regulated.

Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.

Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.

This is an unregulated credit product which means you will not be offered the protections of the regulatory system as regulated by the Financial Conduct Authority, including the right to take a complaint to the Financial Ombudsman Service. Failure to maintain payments may mean you incur charges, repay more than borrowed and make future borrowing more difficult.

Longer finance terms are available up to 5 years at an APR rate of 9.9%.

V12 Finance interest
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Dental Finance FAQ's

Our dental practice is situated at Studio 1, 51 St. Paul’s Square, Birmingham B3 1QS.


We offer flexible payment plans to help manage the cost of your dental care. These plans work well for a variety of treatments, especially cosmetic procedures, braces, implants, and more.

Choose from 0% interest for 12 months on qualifying treatments, or extended terms with an interest rate of 7.9% for 3 years or 9.9% interest rate for 4 to 5 years.

During your initial consultation, we will provide you with a detailed breakdown of the estimated cost of treatment. This will include a clear outline of the monthly payment amount, along with the total interest accrued over the course of your treatment plan.

After you and your clinician have discussed and agreed upon your treatment plan, including the associated cost, the application process for dental financing is straightforward. We will collect some basic information from you and then send you the application electronically for your convenience.

We are pleased to offer dental financing plans to a wide range of patients over the age of 18. Approval is subject to a credit check.

Enquire about Spreading the Cost of Your Dental Treatment


Where required by law, loans will be regulated by the Financial Conduct Authority and the Consumer Credit Act.

Credit is provided by Wesleyan Bank Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Wesleyan Bank Ltd (Registered in England and Wales No 2839202) Registered Office: PO Box 3420, Colmore Circus, Birmingham B4 6AE. Tel: 0800 358 1122.

Terms and conditions apply. Written quotations are available on request from Wesleyan Bank Limited. Credit facilities are subject to status and affordability checks and only available to UK residents over the age of 18.

Wesleyan Bank Limited reserves the right to decline any application. APR and repayment details are correct at time of print.

Telephone calls may be recorded for monitoring and training purposes.

St Pauls Square Dental Practice Ltd trading as St Pauls Square Dental Practice is a credit broker, authorised and regulated by the Financial Conduct Authority. Registered in England & Wales 06487101  Registered Address: Fulford House, Newbold Terrace, Leamington Spa, Warwickshire, United Kingdom, CV32 4EA 

We like to navigate the perils of the FCA regulations on your behalf, which is why we happily provide leaflets and posters free of charge to promote treatment finance ensuring they are fully compliant. However, should you wish to produce your own marketing material, please note that it is your responsibility to ensure that it is compliant with FCA regulations regarding Financial Promotions and your contractual obligations with Wesleyan Bank and Medenta as detailed in point 5.2 of your contract.  

For further guidance on producing marketing material, please refer to the ‘Designing Compliant Marketing Material’ module on the Medenta e-learning

Do you have a budget in mind for your proposed treatment plan?
Why not make this more affordable by contacting Helen Melling our Business Manager who can create a unique tailored repayment package for you.

Applications subject to status and terms and conditions will apply.